www.RaymondJamesAdvisors.com is a web-based communication resource published by the Bangor, Pennsylvania branch of Raymond James Financial Services, Inc.  Its purpose is to provide our clientele exclusive access to online account information, investment quotes and timely market statistics as well as periodic announcements posted by our Bangor office.  Embedded throughout the pages of our site are convenient hyperlinks to the Raymond James Home Office, Raymond James Investor Access; Raymond James Stadium; and direct e-mail access to our advisors and support staff.  As comprehensive financial consultants our advisors provide counsel in the areas of wealth transfer, retirement and risk planning, as well as professional money management services.  Our services include the manufacture, coordination and implementation of integrated financial planning strategies developed with inter-disciplinary synergy.  In doing so, we incorporate each client’s unique limitations in experience, time horizon, resources, and risk aversion to derive a truly customized financial plan. Through our broker/dealer, Raymond James Financial Services, Inc., we are able to provide access to products, services and institutional money management that may be unavailable to most retail investors. And, unlike advisors working with firms loosely defined as being in the “Financial Planning” business such as banks and insurance companies, our recommendations will never be tainted by demands for sales quotas or use of proprietary products. Perhaps the most important distinction which we believe separates us from our competition is that we are employed by our clients and not by firms who simply sell financial products. In short, its our independence. If products may be necessary to complete a prudently constructed financial strategy, we will assist clients in acquiring the most suitable products and services the marketplace has to offer at the most competitive cost. We will never place our interests above that of the clientele which we serve. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to indivduals who successfully complete CFP Board's initial and ongoing certification requirements. Securities Offered Through RAYMOND JAMES FINANCIAL SERVICES, INC. Https://raymondjames.com/legal-disclosures This site is published for residents of the United States only. Raymond James' Financial Advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.  Investment advisory serviices offered through Raymond James Financial Services Advisors, Inc. Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.   Raymond James is not responsible for the content or any website or the collection or use of information regarding any website's users and/or members.